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   Unit trust linked investment plan

Linked Investment (Unit trust | Collective investments)
Your personal information:
 
Language
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Alternative number
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Title
Surname
Preferred name
Date of birth
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City / town of residence
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Quotation detail:
   
Investment date
Type of investment  
Monthly investment amount : R
Lump sum investment amount: R
   
Do you want to draw an income
   
Frequency of income
   
Percentage income per frequency %
  OR
 
Income amount per frequency
   
Your tolerance to risk? *
   
Remarks
   
 
 
 
* Conservative Conservative investors prefer stability and would rather protect existing investments before attempting to increase the value of their investment.
   
  Cautious Cautious investors want to protect their capital but also want to increase the value of their investment.
   
  Moderate Moderate investors is long term investors that expects stable growth of their investment. Some fluctuations is acceptable but this investor don’t want to take to much risk.
   
  Moderate aggressive Moderate aggressive investors are long term investors that expect good growth on their investment and taking some risks is acceptable
   
  Aggressive Aggressive investors are long term investors that expect good returns on their investment. Fluctuations is acceptable in return for higher longer term returns.
     
     
 
 
 
 
Linked Investment (Unit trust | Collective investments)

Investment Products

Tax-Free Savings Accounts (TFSAs) Guaranteed Investment Plan 5 Year investment plan Unit trust linked investment plan

Unit trust linked investment plan

This flexible investments are for individuals, trusts and companies who want to invest in South African unit trust funds and shares. There is no minimum or maximum term but a term of at least 3 years is recommended to reduce the effect of short-term market changes. Your investment is flexible and you have easy access to your funds. Together with the online financial planner, you can tailor the Investment Plan according to your needs and risk profile.

Why invest in an Investment Plan?

What you may need:

What the Investment Plan offers:

An investment product tailored You can choose from a wide range of underlying investments, giving you the ability to customise your to your needs. investment to your circumstances and risk profile. Assurance that the investment The big brand product providers we represent, does ongoing evaluations of the underlying collective choices of your intermediary are         investment funds available on their platforms, and gives the financial advisors the support they need to based on reliable research. make informed investment decisions. Flexibility in the amount you put Your contributions are flexible and you have easy access to your funds. in and take out of your investment. Transparency and access to You receive a comprehensive investment report, which allows you to complete your tax returns easily. information about the investment.

Features of the Investment Plan

Contributions: You may invest: - a lump sum, with or without recurring investments; - recurring amounts; and - ad hoc amounts. Investment term: There is no minimum or maximum term. A term of at least three years is recommended to reduce the effect of short-term market changes. Investment risk: There is no investment guarantees. Your choice of underlying investments allow you to customise the risk level of the investment. Switches between underlying funds: There are normally no administration fees when switching between underlying funds, but some funds may charge initial fees.

The structure of the Investment

The product providers we represent bring together respective collective fund managers and a wide range of solutions. There is an almost infinite number of combinations available and the direct financial advisor or a financial advisor in your town will be able to assist you to structure your portfolio according to your individual risk profile. Local collective investment funds: Our product providers offers an extensive range of collective investment funds, which are managed by respective companies such as Sanlam, Investec, Allan Gray, Coronation, Old Mutual and other niche asset managers. Risk-profiled managed funds: If you prefer not to keep track of markets yourself, you can choose from a range of risk-profiled funds on the product providers platforms. These funds are diversified across different asset classes and are managed by both single and multi-managers. Shares and other underlying The product providers also offers a range of shares and other financial instruments. These investments: portfolios may include instruments such as exchange traded funds which track indices on the JSE Limited. An experienced and qualified stockbroker can manage your portfolio and trade on your behalf, according to your instructions.

Tax and fees

Tax: Income tax: Income distributions from collective investment funds may be taxed up to a certain limits. Capital gains tax: Capital gains or losses occur on the disposal of an asset. Disposals also include selling or switching units within an investment. Fees: Product providers fees: Administration fees (no administration fees for switching between underlying funds) Other fees: - Asset management fees for managing and trading the investments. - Financial advisor fees (negotiable with the advisor)

Access to funds

Regular withdrawals: You decide the amount and the frequency for regular withdrawals - monthly, quarterly, half yearly or yearly. Ad hoc withdrawals: You may make ad hoc withdrawals at any time. Estate planning: If you die, the investment will form part of your estate and estate duty may be payable.

Get an Unit trust linked investment plan quote!

Complete the form to receive a personalised Investment Plan quotation, reflecting the saving you will receive if you use the online financial planner to invest. The information you supply will assist us to select appropriate funds for you.
Linked Investment (Unit trust | Collective investments) Linked Investment (Unit trust | Collective investments)

Investment

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