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Disability Cover Calculator

Assumptions:
   
 
 
Assumption of average inflation over the term:
%
Assumption of interest earned on savings:
%
 
 

Complete your personal information:

 
 
 
What is your present average income pm?
R
How old are you?
Years
 
What will your need be if you were disablement?
 
At disability, how much income would you need pm ?
R
pm
Will you have any lump sum needs?
R
     
Have you made any provision for disablement?
 
 
Lump sums already provided for:
 
Disability benefits
R
Functional Impairment plus disability benefits
R
Physical Impairment benefits
R
Functional Impairment benefits
R
Accident Disability benefits
R
 
 
Income already provided for:
 
Current disability income cover pm
R
pm
 
 
 

The answer to how much Disability Cover you need is:

 
   
Your current provisions are R
 
   

e

Disability need calculator. Disability need calculator. Disability need calculator.

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Disability Cover Calculator

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Calculate your need for disability cover

Disability Cover is not offered to enrich anybody. People are rather encouraged to be economically active for as long as possible. For this reason available disability cover is capped according to your age and your income to provide you with an income up to retirement age, should you be disabled. The calculator calculates if your needs fall within the parameters of what is allowed by legislation given your income and age, and then suggests an amount you could apply for within this parameters. It is important to note that you will only receive Disability benefits up to your chosen retirement date, so you must also make provision for a retirement benefit separately to your risk benefit. Complete the form to calculate your need for disability cover:
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