Medical Aid Scheme

Find the Medical Scheme best aligned to your unique circumstances! The service provider Important to know

Find the Medical Scheme best aligned to your unique circumstances!

Are you struggling to find a good medical scheme? Do you run your own business or work for a company that doesn't offer the benefit of a medical scheme? Are you looking for a simple and easy way to find and choose the best medical scheme cover?   Rising medical and healthcare costs make it essential that you carefully match your family’s healthcare needs to the solution most suited to your specific requirements. Factors affecting your selection of an appropriate plan for your family should include the benefits offered for hospital, chronic, day-to-day and emergency care. By contacting a financial planner in your town or using our direct provider for medical schemes, Optivest, we will help you find the scheme that is right for your circumstances.   Optivest Health Services is a leading national corporate healthcare consultancy that has developed the most comprehensive quotation, client service and support systems for members of medical schemes.   Registered with the majority of Open Medical Schemes in South Africa, Optivest can offer individual clients and corporate companies the best medical scheme advice that is aligned to your needs.

The service provider

Optivest Health Services is a leading national corporate healthcare consultancy that has developed the most comprehensive quotation, client service and support systems for members of medical schemes. Optivest is accredited and licensed by the Financial Services Board and the Council for Medical Schemes; independent of any product providers and other service lines; one of the largest healthcare consultancies in South Africa, and has a national footprint with offices in Cape Town and Pretoria. Healthcare is an extremely specialised industry. Costs of medical cover are high and are escalating rapidly. Choosing the best healthcare plan is often a daunting and confusing process. Optivest offers a complete service package, detailed medical scheme quotations, independent advice, processing of applications and activation of your medical scheme membership. You will also have access to our specialised Client Services department, which will be able to assist you with a number of services. Registered with the majority of Open Medical Schemes in South Africa, Optivest can offer individual clients and corporate companies the best medical scheme advice.

Important to know

Healthcare is a very specialised industry. To find the medical scheme that best addresses your needs is a very difficult and confusing task. Plandirect will give you a few guidelines to help you to make a more informed decision about how to find the right medical scheme for you. It is important to realise that the healthcare industry is a very specialised industry and we believe you must use a specialist consultant that has access to a wide range of products. Everybody has unique needs and have different circumstances. Whether you are a chronicle medicine user or a very healthy person, we believe there is not one scheme that works for everybody. We suggest you use our preferred provider, Optivest that have access to a majority of open schemes which each have a few plans that was developed for different profile persons. Optivest will not only help you find the right scheme that works for you, but also the plan within this scheme that is best suited to your individual or corporate needs. Medical schemes and plan are changed yearly! Members of medical schemes must every year make choices whether they are going to stay on the same plan or if they are going to change. The premium of plans can increase or even decrease, BUT the benefits offered can also change, and this happens! Never accept that your benefits are still the same as the previous year. Don’t assume that your scheme is still going to pay your GP’s tarrifs. The benefits change. This is another reason why Plandirect advices you to work with a specialist like Optivest. They know the schemes and can advise you what to do, to keep similar benefits you had the previous year. Use a specialist in healthcare that offer the following services: Somebody that considers affordability, taking into account your budget and possible subsidy, Analyse the type of cover you need, Takes into consideration the effect of waiting periods, exclusions and penalties in your decision. Takes into consideration the medical schemes financial health, and can compare administrational ability and general service given by the schemes.
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