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Home Loan
Found your Dream Home? We'll sort the Loan. We
assist home buyers in obtaining home loans through
our relationships with the 4 major banks (Standard,
ABSA, FNB & Nedbank).
We approach the Banks on your behalf and source the
best deal for you, quickly and smoothly, all as a FREE
service.
Free service from
It pays to have a tough negotiator at your side. Applying
for a Home Loan is a tedious and emotional
experience. At Mortgage Max we do all the work for
you. And we're good at what we do.
We'll help you with the entire application process and
we'll negotiate and secure the best possible deal for
you from the major lenders. Our job is to find you your
home loan, quickly and efficiently, all as a FREE service.
Of course, you're under no obligation to accept any
particular loan, but you'll have the peace of mind that
when you do, you'll be choosing the option that's best
for you.
Why use Mortgage
Max?
Mortgage Max has contracts with all 4 major
banks.
We will ensure that homebuyers have a better
opportunity to obtain a bond through multi
submissions at all lenders where possible, if
applicable & requested.
About 1 in 4 applications are declined by one
bank but approved by another. That means that
25% of applications will remain declined if not
presented to multiple lenders which is the risk
you have when you client goes to his own bank
direct.
Many applications need to be re-motivated and
arbitrated several times before approved – direct
applications may not be appealed at such length.
Applicants that go to their own bank may receive
a decline with no attempt to re-motivate – there is
no known financial impact in the income of a
banker, if a deal does not go through.
Direct applications are often handled by
individuals with less expertise in securing bond
finance – bankers do not specialize in bond
finance as they sell and market a multitude of
financial products.
We understand the different lending strategies
and key criteria of all banks and we know how to
navigate around them.
Mortgage Max can structure the application best
upfront for optimal results – we understand what
is required to get the best outcome from the
outset.
A single point of contact provides the agent with
ongoing control over the deal and the client with
the convenience of not having to go through the
process more than once.
Mortgage Max can further add value by providing
the buyer with pre-qualification calculations and
assisting homebuyers with affordability
calculations to ensure that the buyer’s ex-
pectations are in line with what is achievable for
them. This is a guide not a guarantee.
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