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Home Loan: Calculators

Home Loan Qualifying Calculator

This calculator gives you an indication of the home loan amount you are likely to qualify for if all other qualifying criteria are met. In considering whether to grant bond applications, the banks use guidelines called debt-to-income ratios. The most important other requirements are your credit history. Basically, to work out the extent of the bond you are likely to qualify for, you will need to ensure that you are able to cover your monthly bond repayments with up to a maximum of 30% of your monthly income and you should be creditworthy.        

Home Loan Repayment Calculator

Use this calculator to determine what your monthly repayment will be if your home loan is granted. The home loan repayment is an approximate answer as the final repayment amount will be determined by the interest rate that is negotiated for you. However, although the interest rate you will be granted is an unknown, use this calculator to give you an indication of what your home loan repayment amount will be if you home loan is granted at the prime rate.

Home Loan Costs Calculator

Calculate the additional costs that will be incurred when your home loan is granted by a financial institution. Bond registration costs and property transfer costs are often overlooked when buyers are planning to buy a property. Consider these costs when you are assessing your personal affordability!         

Calculate the savings you will enjoy for voluntary extra repayments!

If you are fortunate enough and able to make voluntary extra monthly payments towards your home loan, you can save a considerable amount on the interest portion of your monthly required repayment. Your home loan will also be paid-off sooner. Use this calculator to determine the amount that you could potentially save over the term of the home loan as well as the new, shortened term for repaying the home loan.      

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©Plandirect. All rights reserved. An initiative by Wikus Pretorius, a Licensed Financial Advisor for SFP Advisory Services (PTY) Ltd.                                                                               -
Home Loan Calculators

Home Loan Qualifying Calculator

This calculator gives you an indication of the home loan amount you are likely to qualify for if all other qualifying criteria are met. In considering whether to grant bond applications, the banks use guidelines called debt-to- income ratios. The most important other requirements are your credit history. Basically, to work out the extent of the bond you are likely to qualify for, you will need to ensure that you are able to cover your monthly bond repayments with up to a maximum of 30% of your monthly income and you should be creditworthy.        

Home Loan Repayment Calculator

Use this calculator to determine what your monthly repayment will be if your home loan is granted. The home loan repayment is an approximate answer as the final repayment amount will be determined by the interest rate that is negotiated for you. However, although the interest rate you will be granted is an unknown, use this calculator to give you an indication of what your home loan repayment amount will be if you home loan is granted at the prime rate.

Home Loan Costs Calculator

Calculate the additional costs that will be incurred when your home loan is granted by a financial institution. Bond registration costs and property transfer costs are often overlooked when buyers are planning to buy a property. Consider these costs when you are assessing your personal affordability!         

Calculate the savings you will enjoy

for voluntary extra repayments!

If you are fortunate enough and able to make voluntary extra monthly payments towards your home loan, you can save a considerable amount on the interest portion of your monthly required repayment. Your home loan will also be paid-off sooner. Use this calculator to determine the amount that you could potentially save over the term of the home loan as well as the new, shortened term for repaying the home loan.

Big Brand 

Product Providers:
QUALIFYING CALCULATOR QUALIFYING CALCULATOR REPAYMENT CALCULATION REPAYMENT CALCULATION COSTS CALCULATION COSTS CALCULATION SAVINGS CALCULATOR SAVINGS CALCULATOR

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